Select
FTC

Startup Finance Stack

6 selected tools to power your business. Chosen for Business Banking, Expense Management, Accounting, and more.

Apps Stack
Deals5
Comparison2

Summary

Summary

You need a way to take payments, pay people, and track where every dollar’s going.

We’ve spoken with hundreds of founders, made the same mistakes ourselves, and finally figured out what actually works. Here's the finance stack we landed on.

The Startup Finance Stack I Use as a Founder

The Startup Finance Stack I Use as a Founder
The Startup Finance Stack I Use as a Founder12:03

The Startup Finance Stack I Use as a Founder

The Startup Finance Stack I Use as a Founder
Mercury
Ramp
Kick
Numeral
Polar
Gusto

    Finance

  1. Mercury
    Mercury
    Business Banking

    Best modern bank for SMB's and startup founders

    Best modern bank for SMB's and startup founders
  2. Ramp
    Ramp
    Expense Management

    Best for startups and tech-forward businesses

    Best for startups and tech-forward businesses
  3. Kick
    Kick
    Accounting

    Best AI accounting for small businesses

    Best AI accounting for small businesses
  4. Numeral
    Numeral
    Sales Tax

    Best for automated sales tax compliance

    Best for automated sales tax compliance
  5. Polar
    Polar
    Payment

    Best for startups & SMBs who want automatic tax compliance

    Best for startups & SMBs who want automatic tax compliance

    Business Operations

  1. Gusto
    Gusto
    Payroll & HR

    Best payroll software for small businesses

    Best payroll software for small businesses

Final Notes

Final Notes

Most founders think finance mistakes are just part of the journey, but they're not.

Related app comparisons
Mercury
Kick
Mercury Bank vs KickBilling & Invoicing
Ramp
Mercury
Ramp vs Mercury BankBusiness Banking